north9 / Loan management system in Egypt
Loan management system in Egypt
flx360 by north9 Solutions runs the full credit lifecycle for lenders in Egypt, from application to write-off, with collections, ticketing and workspace on the same customer record. It is built and supported from our office in New Cairo.
Built for lenders operating in Egypt
Egyptian lenders work under tight regulatory reporting, with branches, agents and digital channels side by side, and portfolios that range from consumer finance to SME lending, microfinance, leasing and factoring. flx360 is configured against your products and your credit policy, not the other way round.
- Origination and credit decisioning with four-eyes approval and delegated authority
- Schedules, fees, interest and profit methods, repayments, rescheduling and top-ups
- Collections queues, promises to pay and field visits
- Accounting, provisioning and IFRS 9 staging
- Regulator packs, portfolio cuts, ageing and vintage analysis
One platform for lending, service and internal work
The loan management system, ticketing and workspace share one customer record, one workflow engine and one audit trail. A collections officer and a complaints handler see the same history, so nobody reconciles two systems by hand.
Arabic and English, conventional and Islamic
flx360 works in Arabic and English and handles conventional and Islamic products, with interest and profit methods configured per product.
A local team, and a pay-for-results option
Our advisory, engineering and delivery team sits in New Cairo. Where the outcome can be measured, we can contract on a pay-for-results basis: we agree a metric and a baseline first, and our fee is released as the metric moves.
Frequently asked questions
What is a loan management system (LMS)?
A loan management system is software that manages the credit lifecycle: applications, decisioning, disbursement, repayment schedules, collections, accounting and reporting. flx360 also connects ticketing and an internal workspace to the same record.
Which institutions in Egypt can use flx360?
Banks, non-bank lenders, consumer finance companies, SME lenders, microfinance institutions, and leasing and factoring companies.
Does flx360 support Arabic?
Yes. flx360 works in Arabic and English and supports conventional and Islamic products.
How do I see a demo?
Book a demo on our contact page. Bring the metric you most need to move, and we will show flx360 configured against one of your products.